More money for health…and more health for the money
The news that a movement for the establishment and implementation of State Social Health Insurance Schemes (SSHIS) – as a way of providing better access to health services for the entire population in Nigeria – is starting to take root is cheering to both Nigerians and friends of the nation.
Though the 36 states, which have considerable political and financial autonomy have been clamouring for a greater role in the affairs of issues related to health insurance in the country, the emergence of SSHIS is largely ascribed to a new policy environment that is favourable to participation of states. The National Health Act (NHAct) No. 8 of 2014 that stipulated a Basic Health Care Provision Fund (BHCPF) into which at least 1% of the Consolidated Revenue Fund (CRF) would accrue, intends to use 50% of this fund to provide a basic minimum package of health services to citizens in eligible primary and secondary health care facilities through the National Health Insurance Scheme (NHIS). The National Council on Health (NCH), which also derives its authority from the NHAct as the highest policy making body in Nigeria on matters related to health, has directed states to set up SSHIS through which the BHCPF would be disbursed by the NHIS.
Prior to this time, other than having some of their health facilities serve as providers of the NHIS, states were left out in the scheme of things, since the law (Decree 35 of 1999) setting up this national health insurance programme failed to assign relevant roles to them. States were required to enrol their employees in the NHIS-administered social health insurance programme for federal government workers, in addition to mobilising their citizens to join the NHIS programme. On the contrary, most states preferred a decentralised system that gives them the right to manage their contributions and that of their residents by establishing and administering their own